🇲🇾 Dibina di Malaysia · untuk rakyat Malaysia
Gaji masuk 💵 gaji hilang 😭 — mana pergi?

Kasi Track,
Kasi Jimat!

Cari bocor dalam wallet anda, lepas tu mula berjimat. RM1 tracks your bills, income, and spending across 43 categories built for real Malaysian life — from PTPTN to Zakat. Simple, private, and yours.

Mula jimat — percuma → Tengok macam mana
7 hari percuma, tak perlu kad. Lepas tu RM9.99/tahun sahaja — dalam 83 sen sebulan.
RM1
TRIAL · 5D
60%
SAVED
Financial health
On track 🎉
Saved 60% this month
BY CATEGORY
Home Loan
1,401
PTPTN
530
ASB
300
Zakat
100
💡
Smart tip: Your food spending is 20% higher than last month. Cut RM150 to hit your target.
🇲🇾 Dibina di Malaysia
🔒 Patuh PDPA 2010
💳 Tak perlu kad
🌏 8 bahasa
🏢 Oleh SpearCompute Sdn. Bhd.
Idea RM1

Cari bocor dulu. Lepas tu jimat.

Most of us don't overspend on big things — it's the small, untracked leaks that drain the account by month-end.

😭 The problem

Where did my gaji go?

  • 💸 RM8 here, RM15 there — small spends you never notice adding up
  • 📅 A PTPTN or car loan due date slips by → late penalty
  • 📊 Spreadsheets are a chore, and bank apps don't show the full picture
  • 🤷 By month-end: "Eh, habis dah?"
✨ The RM1 fix

See it. Plug it. Save it.

  • 👀 Every ringgit tracked in 43 real Malaysian categories
  • 🔔 Reminders before every bill is due — no more penalties
  • 💡 Smart tips flag exactly where you're overspending
  • 🎯 A clear savings rate, so you actually keep more each month
Sehari dalam ringgit

Dari gaji masuk sampai teh tarik, RM1 ikut sama

Real Malaysian moments, tracked the second they happen — no spreadsheets, no fuss.

7:00 AM · PAYDAY
🚆

Gaji masuk

Log your salary on the LRT to work. Set this month's savings target before it disappears.

→ Income tracking
12:30 PM · LUNCH
🍚

Nasi lemak & teh tarik

RM8.50 at the warung. Tap once, it's logged. See where the small stuff adds up.

→ 43 categories
3:00 PM · REMINDER
🎓

PTPTN due soon

A nudge before your loan repayment is due, so you never eat a late penalty again.

→ Bill reminders
9:00 PM · CHECK-IN
🏠

Mid-month check-in

Relax at home and see your real savings rate. On track, or overspending? RM1 tells you straight.

→ Health score

Sedia nak cari bocor anda?

7 hari percuma. Tak perlu kad. Tengok ke mana duit anda pergi sebenarnya.

Mula percubaan percuma →
Mula dengan mudah

Siap dalam 2 minit

01

Create your account

Sign up with your email — no credit card, no bank login. Your 7-day free trial starts instantly.

02

Add your bills & income

Pick from 43 Malaysia-specific categories — rent, PTPTN, ASB, Zakat, car loan, and more.

03

See where your money goes

Get your savings rate, smart tips, and a full yearly overview at a glance.

Apa yang anda nak buat?

RM1 tolong anda…

🎓Pay off my PTPTN
🛑Stop overspending
🕌Budget for Zakat & Raya
🏠Manage my home loan
💰Actually save each month
📊Know where it all goes
Apa RM1 boleh buat

Semuanya, dalam ringgit

No spreadsheets, no bank connections. Just what's coming in and what's going out — built for how Malaysians actually spend.

✨ PALING PANDAI
💡

Smart algorithm tips

This is RM1's superpower: our algorithm watches your spending and calls out the exact leak — "your food spending is up 20% this month, cut RM150 to hit your target." Like a money coach in your pocket that speaks ringgit, flagging where you overspend before month-end catches you.

📋

43 real categories

PTPTN, ASB, Zakat, home loan, road tax — grouped for real Malaysian life. Not generic "bills."

🔔

Never miss a bill

Reminders before every due date — no more late penalties on PTPTN or car loan.

📊

See your whole year at a glance

A full year of income vs spend, month by month, with your real savings rate and where every ringgit went — plus one-tap CSV export.

🌏

8 bahasa

BM, English, 中文, தமிழ், ਪੰਜਾਬੀ, हिन्दी, 日本語, ไทย — tukar bila-bila.

🔒

PIN-locked & private

Your data stays in your browser, locked with a PIN. PDPA 2010 — we never sell or share it.

🧕🏻
Why we built RM1

I kept losing track of my own money.

Every month it was the same — gaji comes in, and somehow by the 20th it's gone. Not on anything big. Just teh tarik here, Grab there, a bill I forgot was due. I tried spreadsheets. I tried apps built for Americans that had no idea what PTPTN or Zakat even were.

So I built the app I wished existed — one that speaks ringgit, understands Malaysian life, and shows you exactly where the leak is. That's RM1. If it helps you keep even a little more each month, it's done its job.

— The RM1 team, Kuala Lumpur 🇲🇾
Works the way you speak — 8 languages
Home EN
Utama BM
首页 中文
முகப்பு தமிழ்
ਹੋਮ ਪੰਜਾਬੀ
होम हिन्दी
ホーム 日本語
หน้าแรก ไทย
Harga

Satu harga setahun. Semua masuk.

✨ 7 HARI PERCUMA
RM1 Premium · Dibil Setiap Tahun
RM9.99
SETAHUN≈ 83 sen / bulan
✓ Every feature, from day one
✓ Smart algorithm savings tips
✓ 43 Malaysia-specific categories
✓ Yearly overview & CSV export
✓ 8 languages, PIN lock, install to home screen
✓ Cancel anytime — no lock-in
Start your free trial
Tak perlu kad · Dibil RM9.99 sekali setahun, bukan bulanan · Kurang dari satu teh tarik sebulan
Questions? We got you

Common questions

QIs my financial data safe?
Yes. RM1 keeps your data in your own browser on your device, in line with Malaysia's Personal Data Protection Act 2010. We never sell it or share it, and you can lock the app with a PIN.
QDo I need a credit card to try it?
No card needed. Your 7-day free trial starts the moment you sign up with just an email. You only pay if you choose to continue.
QDo I have to connect my bank account?
No. Unlike many apps, RM1 doesn't ask for bank logins. You add your bills, income, and spending yourself — simple, private, and fully in your control.
QWhy only RM9.99 a year?
We wanted a personal finance app every Malaysian can afford — about 83 sen a month, less than a teh tarik. No hidden fees, no upsells. Billed once a year, not monthly.
QCan I cancel anytime?
Yes, anytime, right from the app — no phone calls, no lock-in. You keep access until the end of your billing period.
QIs it a real app I can install?
RM1 installs straight to your phone's home screen — no App Store or Play Store needed. It works like a native app, on Android and iPhone.

Berhenti agak-agak.
Mula jimat.

Ambil balik kawalan duit anda — satu ringgit pada satu masa.

Mula jimat — percuma →
7 hari percuma · Tak perlu kad · RM9.99/tahun selepas itu